Those women who encourage their husband to get indebted.
We met some women who encouraged their men to spend money. When media talk about household debt, they make believe that the couple is a unique entity. However, we know that in some cases, this debt is the result of women financial choices. A woman can be heavy spender but we observed that it is not the most common situation.
Some women encourage their men to live beyond their means. In 2002, David power research found that women made the accommodation-buying decision in 80% of cases. The accommodation is the heaviest expense of North American and European Households. After investigating, we discovered that there is a common situation where a woman says to her husband or boyfriend: “we should buy a house”, then the man gets in touch with real estate agencies, negotiate and buy a real estate.
Consequently, women encourage men to take out mortgages.
A couple lived in Paris and they rent an apartment. They live 15 minutes away by car from the workplace of the boyfriend. Then, they decided to move to the south of France. At some point, she decided she wanted a house by the sea. Since she didn’t have any income, her man decided to take out a 25-year mortgage. Now, this man has a 25-year mortgage on his shoulders and he has to drive 1 hour and 15 minutes to reach his workplace while there were cheaper houses 15 minutes away from his workplace. This man has new burdens in his life because he said yes to his wife. This man gave up his hobbies to pay the mortgage. He liked sound engineering and he had some fancy audio equipment. I know this man very well, he would never have bought such an expensive house far away from his workplace if he would not have been with this woman.
They encourage men to live beyond their means
Around me, I have observed men changing their consumption behavior after they got married or committed. They bought services and products they would normally have not bought if there were single. Some people may answer “but that’s for the children”. The children are a good excuse to get indebted. However, those couples buy luxurious products and services that are not mandatory for children’s education. For example, you don’t need a BMW X6 or a Range Rover Evoque to bring the children to school. You don’t need a castle even if you have 2 children. You don’t need to visit Disneyland in Florida if you live in Oregon, USA.
They never talk about money
Those female predators don’t ask you to buy a big car, a big house. They tell you a story that will imply that you should buy something without talking about money. This is a manipulation technique. Men should be sensitive to any manipulation technique that could lead to major expenses. Those expenses are so big so that they can change their life.
In other words, women encourage men to take out both mortgages and loans and it leads to the indebtedness of men. The figure about over-indebtedness by gender is not helpful because a woman can mind control a man so that he would spend money. However, the stats will not take into account that a man was manipulated to spend his money.
Men should not expect women to care for their finance. Men should be